Egypt Post has signed a cooperation protocol with the Egyptian Federation for Financing Small, Medium and Micro Enterprises (EFSMEs) to expand the delivery of microfinance services across the country. The agreement enables the Federation’s member institutions — including licensed companies and development associations — to disburse and collect financing through Egypt Post’s nationwide branch network.
The protocol was signed by Dalia El Baz, Chairwoman of Egypt Post, and Dr. Hala Abu El Saad, Chairwoman of EFSMEs, in the presence of senior executives from both sides.
Expanding Access to Finance Through National Infrastructure
The protocol supports Egypt’s national vision to enhance financial inclusion by offering diversified financing models that serve different economic sectors, especially in underserved and rural areas. It aligns with ongoing efforts to promote a culture of microfinance, encourage self-employment, and support youth entrepreneurship.
Under this agreement, EFSMEs member organizations will be able to leverage more than 4,700 Egypt Post outlets to offer key financial services — including loan disbursement and installment collection, either in cash or via direct account debit. This will ensure easier, more secure access to funding for micro and small business owners across the country.
A Comprehensive Financial Services Model
The partnership offers an integrated approach that strengthens the ability of non-banking financial institutions to reach wider segments of the population. It aims to:
- Broaden the reach of microfinance services in all governorates
- Simplify access to funding for micro-entrepreneurs and small producers
- Support Egypt’s digital financial transformation through modern service delivery models
Additionally, Egypt Post will provide entrepreneurs access to its domestic and international parcel services, helping small businesses scale and access broader markets — both locally and globally.
Inclusive Financing Ecosystem
Dr. Hala Abu El Saad emphasized that the protocol represents a strategic partnership between national institutions, aimed at building a more efficient and inclusive financing ecosystem. The cooperation supports EFSMEs’ objectives to improve service efficiency, promote innovation in financial delivery, and ensure targeted support for micro and small enterprise clients.
