Al Tadamun Microfinance Foundation has entered into a strengthened strategic partnership with Banque Misr, expanding its existing credit facility to EGP 200 million. The agreement targets the empowerment of women entrepreneurs and reinforces Egypt’s agenda for inclusive financial development under the directives of the Central Bank of Egypt and Financial Regulatory Authority.
Bold Vision for Grassroots Empowerment
“This expanded credit line empowers Al Tadamun to scale bespoke financial solutions to underserved communities across Egypt,” said Mona Zulficar, Chair of the Board of Trustees at Al Tadamun Microfinance Foundation.
“By amplifying our outreach to women microentrepreneurs, we are not only advancing financial inclusion—but also laying the groundwork for economic resilience and enduring, inclusive growth in line with Egypt’s Vision 2030.”
Through its agile, client-centric model, Al Tadamun delivers a wide array of financial products specifically designed to meet the diverse needs of women-led microenterprises. Individual and group microloans remain at the heart of its lending portfolio, providing flexible capital to launch, sustain, or expand small-scale businesses across rural and peri-urban regions. In parallel, family financing initiatives offer tailored support to help low-income households achieve financial stability, particularly where women are primary earners.
Recognizing the need to support high-potential microbusinesses, the foundation also offers specialized products such as the “Golden” and “Individual Plus” programs, which deliver larger and more adaptive loan packages to facilitate enterprise scaling. Complementing these offerings, Al Tadamun integrates a range of non-financial services—including business mentorship, financial literacy training, and market linkage support—ensuring that clients receive not just capital, but the tools and knowledge to thrive in a competitive economy.
Strategic Collaboration with Purpose
Riham Farouk, CEO of Al Tadamun, emphasized the developmental impact of the partnership:
“Microenterprises remain the cornerstone of Egypt’s informal economy. This strategic alliance with Banque Misr will unlock essential capital for women-led ventures, strengthening their viability and accelerating job creation.”
Karim Gomaa, CFO, highlighted the institutional strength backing this growth: “Our track record with 12 financial institutions underscores our disciplined financial management and strategic foresight. This additional funding enhances our liquidity position, enabling us to respond effectively to rising demand and scale our outreach sustainably.”
National Model for Inclusive Growth
With the Egyptian microfinance market projected to surpass EGP 50 billion by 2025, the Al Tadamun–Banque Misr partnership stands as a compelling model of how purpose-driven capital can close financing gaps and transform communities. By channeling funding directly into women-led enterprises, this collaboration helps to foster innovation, support youth employment, and promote sustainable economic development—key pillars of Egypt’s inclusive growth agenda.
